Category Archives: Uncategorized

College Student Finances

Recently, we posted an article on our website with information on college student credit cards. This article features a list of things to look for when choosing a credit card, how to avoid the pitfalls of credit cards, and how to know if you are in trouble financially.

We are going to do more on college students and how they can build credit and use credit cards to establish themselves. This way – when the student graduates – they can obtain a car loan, home loan or small business loan. But there is also risk of debt – see the student debt statistics. Many have ruined their credit score and credit report by piling on debt.

Sometimes – teens can start to build credit in high school if their parents become the co-applicant on a credit card. A good idea is to start with a low limit and have the teen learn responsibility of the limits and paying off each month.

Most college student credit cards do not require income or co-signers. These aren’t the best credit cards as far as low APR, but if you pay your balance in full each month then you don’t end up paying any interest. Just make sure you pay within the grace period.

It’s always a good idea to try to pay off the balance each month to avoid mounting debt. This is a common problem and you can learn more about the credit card statistics. The stats/facts are alarming and you should be aware of the problems that some people get themselves into before you go spending money you don’t have. The dangers are many, but if you get the right card – the rewards can be great!

We need your help!

We need your help to spread the word about our website. If you have a blog or website – please add a little good word for us…if you wouldn’t mind.

Our site is : www.educationbug.org We would love a link to the homepage – or anyone of your favorite pages, profiles, or sections.

We are hoping to get more signups on our newsletter and more users to post to our new jobs section.

Ideas for linking to us:
1. Do a site review post on your blog. Tell the world what you think about our site and what we should do to make it better! Then let us know your ideas.
2. Put us on your blogroll. We would love to be on your blogroll. If you put our homepage in your blogroll we’ll put your blog in our blog directory!!!
3. Put us on your website links page, resources, or ??? Any page link would help.

What the links will do for us -
Google, Yahoo, Live, etc all love sites that have lots of links. So we’re trying to get more links to improve our ranking in the search engines so we can attract more visitors. A lot of people find us now by searching for a specific school, district, or library name. We have so many great tools on our site now that we’d love to share with as many people as possible.

What would be really great…is if you would tell a few friends to do the same thing. This could be a great experiment. If we can get the blogging world behind our site we could really make neat tools and have the best education portal on the web!

Thanks for all your support and great comments!
EducationBug Staff